Best Direct Cremation Pre-paid Funeral Plan Scotland’s Best Direct Cremation Provider2023-04-30T09:20:18+01:00

Buy a direct cremation funeral plan from Scotland’s Best Cremation provider

Not only are Fosters the top-rated Scottish Funeral Director on Trustpilot, but were also voted best Direct Cremation provider at the Scottish Funeral Awards.

And our direct cremation pre-paid funeral plan is only £1,449, so why buy a direct plan from anyone else?

Our Direct Plan provides a dignified and affordable unattended cremation with ashes scattered in the garden of remembrance, or returned to nearest Fosters.

  • Fee for an unattended cremation at time and location chosen by Fosters

  • Funeral director services to make funeral arrangements

  • Advice, support and guidance for your loved ones and completion of all documentation and liaison with all third parties

  • Care and preparation of the deceased (embalming not included)

  • A fully lined and fitted Simple coffin

  • Scattering of ashes in the Garden of Remembrance or collection of ashes from a Fosters parlour.

There are some things that aren’t included with the plan
  • Visiting the deceased 

  • Dressing in own clothes 

  • Choice of crematorium 

  • Attended funeral ceremony 

  • Embalming 

Ways to pay
Fixed Monthly Payments

from £8.85 p/m

10 Year Instalments

from £18.30 p/m

5 Year Instalments

from £32.29 p/m

Single Payment


Why Purchase a Funeral Plan from Fosters Funeral Directors?

We will look after the funeral arrangements and your family when they need it most.

Your money is stored safely until the time comes and is protected by the financial ombudsman.

payment options

Affordable payment options are available for all people aged between 50 and 74.

Download our free guide on Direct Cremation funeral plans

Don’t overpay for a direct cremation plan. Fosters are £346 less than Pure Cremation.

Affordable Ways To Pay

Single Payment
This is a one time payment for the full amount of your chosen plan.
  • Fully covered once application accepted

  • Most popular payment method

  • Cheapest way to purchase a plan

5 or 10 Year Instalments
A regular fixed premium paid monthly over 5 or 10 years.
  • Full cover after 12 month moritorium

  • Accidental cover from plan start date

  • Choose to pay over 5 or 10 years

Fixed Monthly Payments
Regular premium paid monthly for life or until start date anniversary after 90th birthday.
  • Fully covered after 24 month moritorium period

  • Accidental cover from plan start date

Depending on how long you live, the amount you pay could exceed the initial plan value and the plan is at risk if you do not keep up to date with your monthly payments.


What If I’m Not In Good Health?2022-11-07T13:42:33+00:00

So long as you meet our age and location requirements, we promise to accept your application, regardless of your state of health. If you paid in full then you will be fully covered from the start date.
If you have chosen to pay for your plan by one of our monthly payment options you will be fully covered after the moratorium period has passed, which is 12 consecutive monthly payments for Fixed Term Instalments and 24 for Fixed Monthly Payments.
If you die during the Moratorium Period, and it is the result of an Accident, you are fully covered and the plan will be provided. However, if it’s not the result of an accident a full refund will be made to your estate which can be used towards a funeral.

Can I Take A Payment Holiday?2022-10-18T14:57:33+01:00

You cannot take a payment holiday, however, If You encounter difficulties in making payments during the Payment Term, it’s important You get in touch as early as possible. You can miss up to a maximum 2 consecutive payments without losing the benefits of the Plan.

What Happens If I Miss A Payment?2022-10-18T14:57:05+01:00

Your plan is at risk if you do not keep payments up to date. If you miss a payment you will be given the opportunity to bring your payments up to date. If you miss two consecutive payments we will send you a written statement and give you 10 days to rectify the payment shortfall. If the payment shortfall is not rectified within this time then we will cancel your plan and you may not be entitled to receive any money back.

Any Questions?

Our dedicated team are available 7 days
a week to help you get started and answer any questions.
Call us FREE on:

0800 121 8090
Any Questions?

Our dedicated team are available 7 days
a week to help you get started and answer any questions.
Call us FREE on:

0800 121 8090
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