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Pre-paid Funeral Plans from the No. 1 Rated Scottish Funeral Director2023-02-23T11:31:36+00:00

Pre-paid funeral plans you can rely on

Flexible pre-paid funeral plans from the top Scottish Funeral Director on Trustpilot. Choose from a direct or attended funeral. Various payment options are available.

Discover the benefits of a funeral plan and how to purchase by downloading our free guide.

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Why Purchase a Funeral Plan from Fosters Funeral Directors?

We will look after the funeral arrangements and your family when they need it most.

Your money is stored safely until the time comes and is protected by the financial ombudsman.

payment options

Affordable payment options are available for all people aged between 50 and 74.

Affordable Ways To Pay

Single Payment
This is a one time payment for the full amount of your chosen plan.

  • Fully covered once application accepted

  • Most popular payment method

  • Cheapest way to purchase a plan

5 or 10 Year Instalments
A regular fixed premium paid monthly over 5 or 10 years.

  • Full cover after 12 month moritorium

  • Accidental cover from plan start date

  • Choose to pay over 5 or 10 years

Fixed Monthly Payments
Regular premium paid monthly for life or until start date anniversary after 90th birthday.

  • Fully covered after 24 month moritorium period

  • Accidental cover from plan start date

Monthly payments and instalments require an initial £349 deposit. Depending on how long you live, the amount you pay could exceed the initial plan value and the plan is at risk if you do not keep up to date with your monthly payments.

More Information On Payment Options

Our Funeral Plans

from £7.03 p/m*
from £16.65 p/m*
from £19.13 p/m*
Direct Cremation Plan

Our Direct Plan provides a dignified and affordable unattended cremation with ashes scattered in the garden of remembrance, or returned to nearest Fosters.

  • Fee for an unattended cremation at time and location chosen by Fosters

  • Funeral director services to make funeral arrangements

  • Advice, support and guidance for your loved ones and completion of all documentation and liaison with all third parties

  • Care and preparation of the deceased (embalming not included)

  • A fully lined and fitted Simple coffin

  • Scattering of ashes in the Garden of Remembrance or collection of ashes from a Fosters parlour.

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Simple Plan

Our Simple Plan is available for both burials and cremations and provides a simple, yet respectful, service at a crematorium or cemetery of your choice including transportation by hearse.

  • Funeral director services to make funeral arrangements, including the funeral service at a single location

  • Advice, support and guidance for your loved ones and completion of all documentation and liaison with all third parties

  • Care and preparation of the deceased (embalming not included)

  • A fully lined and fitted Simple coffin

  • Visit to the chapel of rest during working hours (by appointment)

  • Hearse and funeral personnel

  • Funeral service at day and time allocated by Fosters

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Personalised Plan

Our Personalised Plan offers you the most flexibility when it comes to pre-planning a funeral. Available for both burials and cremations, and includes a modern hearse and limousine for your family.

  • Funeral director services to make funeral arrangements, including the funeral service at a single location

  • Advice, support and guidance for your loved ones and completion of all documentation and liaison with all third parties

  • Care and preparation of the deceased (embalming not included)

  • A fully lined and fitted wood effect coffin

  • Visit to chapel of rest during working hours (by appointment)

  • Hearse and funeral personnel

  • Flexible funeral cortège (the traditional funeral procession)

  • Provision of limousine

  • Mutual agreement of date/time of the funeral

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Compare Our Pre-paid Funeral Plans
Don’t Overpay For A Direct Cremation Plan
Fosters are £496 less than Pure Cremation for a direct cremation pre-paid funeral plan.
Find Out More
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FAQs

What If I’m Not In Good Health?2022-11-07T13:42:33+00:00

So long as you meet our age and location requirements, we promise to accept your application, regardless of your state of health. If you paid in full then you will be fully covered from the start date.
If you have chosen to pay for your plan by one of our monthly payment options you will be fully covered after the moratorium period has passed, which is 12 consecutive monthly payments for Fixed Term Instalments and 24 for Fixed Monthly Payments.
If you die during the Moratorium Period, and it is the result of an Accident, you are fully covered and the plan will be provided. However, if it’s not the result of an accident a full refund will be made to your estate which can be used towards a funeral.

Why Do I Need To Pay A Deposit?2022-10-18T14:58:04+01:00

The deposit of £349 covers the cost of setting up and managing your plan and helps reduce the ongoing fixed monthly payment amount.

Can I Take A Payment Holiday?2022-10-18T14:57:33+01:00

You cannot take a payment holiday, however, If You encounter difficulties in making payments during the Payment Term, it’s important You get in touch as early as possible. You can miss up to a maximum 2 consecutive payments without losing the benefits of the Plan.

What Happens If I Miss A Payment?2022-10-18T14:57:05+01:00

Your plan is at risk if you do not keep payments up to date. If you miss a payment you will be given the opportunity to bring your payments up to date. If you miss two consecutive payments we will send you a written statement and give you 10 days to rectify the payment shortfall. If the payment shortfall is not rectified within this time then we will cancel your plan and you may not be entitled to receive any money back.

Any Questions?

Our dedicated team are available 7 days
a week to help you get started and answer any questions.
Call us FREE on:

0800 121 8090
Any Questions?

Our dedicated team are available 7 days
a week to help you get started and answer any questions.
Call us FREE on:

0800 121 8090

The Independent Family Funeral Directors Ltd trading as Fosters Funeral Directors is authorised and regulated by the Financial Conduct Authority to enter into and carry out funeral plan contracts FRN 966550.

Call Our 24hr Helpline
0800 121 8090
We Charge Less So You Can Do More
Further Information
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