Why You Should Plan Ahead
Having a pre-paid funeral plan in place can be very reassuring, both for you and your family.
With many families unsure of what their loved one wanted and feeling under pressure to get it right, it will be a comfort to you and your family if you’ve made your wishes known. Having a funeral plan in place saves your family the task of making decisions when they are grieving, and potentially leaving them with a large funeral bill to pay.
A Funeral Plan from Fosters:
Guarantees the cost of our funeral services, meaning your family will not be asked to pay more for these as included in your plan.
Provides a financial contribution towards 3rd party services and services you wish to add to your plan. These contributions are guaranteed to growth each year, helping to protect you against rising costs.
Should the value of the contribution be more than the cost you can put the difference towards something else, or even have the difference refunded to your estate.
Provides complete peace of mind that your wishes will be carried out as you intended.
Helps your family at a difficult time as you have already made your wishes known
Offers great choice and a range of flexible payment options.
Is registered with the Funeral Planning Authority (FPA) which gives additional assurance that you will be treated fairly and receive the funeral you have paid for.
Offers help, support and guidance every step of the way by our experienced funeral arrangers.
Brings you peace of mind, knowing every detail will be taken care of.
If you are between 40-75 years old you are guaranteed to be accepted, without any medical or lifestyle questions.
What is a Pre-Paid Funeral Plan?
A Pre-Paid Funeral Plan is a simple way of choosing the kind of funeral you would like and then
pre-paying for the cost of our services at today’s prices.
You choose how you wish to pay, and whatever the method of payment is, your money is looked after by one of the leading and oldest life assurance companies in Scotland. So you can rest assured that your plan is safe.
Protect Against Rising Costs
When the time comes, we promise to fulfil all the services specified in your plan. No matter how much the costs have risen over the period since your plan was agreed, the cost of the funeral will stay the same as the day it was purchased.
Peace Of Mind
Most people do not want to think about arranging their own funeral. That’s natural, but there is a quiet satisfaction to be gained from putting your affairs in order which will ease the burden on your loved ones at their time of need.
Make Your Wishes Known
Choose the package that is right for you and let our team know of any special requests, so that your funeral will be the way you always wanted.
Changes To Average Funeral Costs In The UK
A recent survey (SunLife (2018) Cost of Dying Report) shows that the average cost of a funeral in the UK is now £4,271 – an increase of 122% since 2004.
If funeral costs continue to rise at the same rate we have seen over the past decade the average funeral will cost almost £5,000, in five years’ time. Source: Sunlife Cost of Dying Report 2018.
Our Funeral Plans
The Fosters Triple Guarantee
Once your plan is in place, we guarantee that the price for the funeral services provided by us will stay the same and, no matter how much funeral prices may rise in the years to come, your loved ones will not have to pay a penny more for Fosters services included with your plan.
The financial contributions to other 3rd party services contained within your plan are guaranteed to grow each year, helping to protect against rising costs outwith our control.
And if you are between 40-75 years old you are guaranteed to be accepted, without any medical or lifestyle questions.